For over 40 years, Constellation® and its medical professional liability (MPL) insurance member companies MMIC, UMIA and Arkansas Mutual have been backing the great work of physicians, clinics, hospitals, health systems, and senior living and long-term care communities in the Midwest, the Mountain states and Arkansas. Yet there’s more to Constellation than just MPL insurance—we offer a variety of insurance options so you get comprehensive coverage that’s right for you, your care teams and your business.

Constellation’s insurance companies operate or are licensed in 47 states, giving you a nationwide perspective on patient safety, risk management and malpractice claims. Every day, we spend time reviewing cases to provide you data-informed strategies and resources to minimize your risk and provide your patients and residents the very best care.

Our Purpose

The work we do is vital
Constellation exists to help physicians, and all those who devote their lives to health care, attain their dream to help, heal and serve. Together for the common good® is our tagline and stands for so much more. It speaks to the value we can create, together, and to how we work with each other and with our brokers, customers and partners. Learn more at ConstellationMutual.com.

Our Leaders, History, Financials and Careers
Depend on our financials and rely on our service
98% client retention 98% client retention
$344 MILLION in policyholders' surplus - Constellation Unaudited $344 MILLION in policyholders' surplus - Constellation Unaudited
Capacity to provide $21 MILLION in limits per claim Capacity to provide $21 MILLION in limits per claim
We cover physicians, clinicians, health professionals, hospitals, senior living and ltc, health care facilities We cover physicians, clinicians, health professionals, hospitals, senior living and ltc, health care facilities
A | A.M. Best Excellent Rating A | A.M. Best Excellent Rating
Broad Coverage: MPL, Alternative risk, Excess, Cyber Solutions®, EBL, GL, Medefense® Plus Broad Coverage: MPL, Alternative risk, Excess, Cyber Solutions®, EBL, GL, Medefense® Plus
Operating and/or Licensed in 90% of U.S. Operating and/or Licensed in 90% of U.S.