Our History
A company history born out of need

Our company began from a need to support our caregivers with medical professional liability (MPL) insurance products that protect them from the risks inherent in their practice. At the time, MPL companies faced unprecedented challenges, and many were dropping coverage or simply exiting the business, leaving caregivers without insurance. Insurers faced a softening market, increasing expenses, consolidation of physician-owned companies, and a level of change unheard of in the history of health care. These pressures reduced their profitability and threatened their core business.
This ultimately led to the creation of Constellation. By forming partnerships with other MPL insurance companies and adding solutions that set our insurance brands apart from the competition, we’re able to attain the stability and scale to better provide services and support critical to our policyholders.
Our solutions help customers reduce risk and support their care teams—because we believe that what’s good for care teams is good for business.
A brief look at our history
1978
1980
1988
1992
2008
2010
2011
MMIC RRG, Inc. is created.
2013
2014
2015
Arkansas Mutual Insurance Company joins MMIC and UMIA as a member of the Constellation mutual holding company. Arkansas Mutual also receives “A” rating from AM Best.
2017
2020
MMIC Risk Retention Group, Inc. receives “A” rating from AM Best.
2021
MMIC Insurance, Inc., and its parent, Constellation, Inc., entered into a Risk Transfer Agreement with Centurion Medical Liability Protective Risk Retention Group (Centurion).