Who We Cover
We cover the continuum of health care, from solo physician practices to large health systems
For clinicians, you’ll find medical professional liability (MPL) insurance offerings optimized for your specialty or practice.
For hospitals, clinics, large health systems, senior living and long-term care, or other health care facilities, we help you tailor your coverage to protect your care teams and meet the unique needs of your organization.
If you’re an independent physician, a physician in a large specialty group, or anything in between, count on our medical professional liability (MPL) insurance for comprehensive coverage, tailored to your specialty and practice.
We cover the full range of physicians—including everyone from family practice physicians and general practitioners to specialists of all kinds and medical residents.
Coverage options include:
- Medical professional liability (MPL)
- General liability (GL)
- Employee benefits administration liability (EBL)
- Excess Judgment Liability (XJL)
- Cyber Solutions® (data security and privacy liability)
- MEDEFENSE® Plus (regulatory coverage)
- Alternative risk financing options
Cyber Solutions® and MEDEFENSE® Plus is included with most MPL insurance offerings, at no additional charge and with no deductible.
Our focus is on protecting your practice so you continue helping and healing your patients. If you’re a health care professional such as a physician assistant, nurse practitioner, dentist, CRNA, or oral surgeon, count on our medical professional liability (MPL) insurance for comprehensive coverage.
Coverage options include:
- Medical professional liability (MPL)
- General liability (GL)
- Employee benefits administration liability (EBL)
- Excess Judgment Liability (XJL)
- Cyber Solutions® (data security and privacy liability)
- MEDEFENSE® Plus (regulatory coverage)
- Alternative risk financing options
Small, rural hospitals and large systems alike face risks in delivering great health care. Our insurance coverage is comprehensive and optimized for you, so your teams can practice at their best, driving patient satisfaction and better outcomes.
Coverage options include:
- Medical professional liability (MPL)
- General liability (GL)
- Employee benefits administration liability (EBL)
- Excess Judgment Liability (XJL)
- MEDEFENSE® Plus (regulatory coverage)
- Alternative risk financing options, including self-insured retentions, fronting arrangements, loss portfolio transfers, large or small deductibles and stand-alone endorsements
MEDEFENSE® Plus is included with most MPL insurance offerings at no additional charge and with no deductible.
From sub-acute to assisted living communities, and everything in between, our comprehensive MPL coverage encompasses the unique set of risks in senior living.
Coverage options include:
- Medical professional liability (MPL)
- General liability (GL)
- Employee benefits administration liability (EBL)
- Excess Judgment Liability (XJL)
- MEDEFENSE® Plus (regulatory coverage)
- Alternative risk financing options
MEDEFENSE® Plus is included with most MPL insurance offerings at no additional charge and with no deductible.
Every type of health care facility faces unique risks in delivering great care. We cover a broad range of health care facilities, including behavioral health, rehabilitation, home health care, hospice, staffing agencies, ambulance services, laboratories, schools, treatment centers, surgery centers and specialized services.
Coverage options include:
- Medical professional liability (MPL)
- General liability (GL)
- Employee benefits administration liability (EBL)
- Excess Judgment Liability (XJL)
- MEDEFENSE® Plus (regulatory coverage)
- Alternative risk financing options, including self-insured retentions, fronting arrangements, loss portfolio transfers, large or small deductibles and stand-alone endorsements
MEDEFENSE® Plus is included with most MPL insurance offerings at no additional charge and with no deductible.